USDT · USDC · FDUSD — what makes them hold, which is steadier, how to buy for less. Park your first money somewhere stable before anything else.
Sign up with an email, pass KYC — a few minutes.
Use a bank transfer, card or P2P to turn your currency into USDT; pick the low-fee route.
Check regional availability, eligibility and current fees on the official page.
| Stablecoin | Issuer | Reserves / transparency | Liquidity | Best for |
|---|---|---|---|---|
| USDT | Tether | Mixed reserves, largest by market cap | Highest | Trading & everyday swaps |
| USDC | Circle | Cash + short T-bills, monthly reports | High | Those who value transparency |
| FDUSD | First Digital | Hong Kong issuer, pushed by Binance | Medium | Low-fee Binance pairs |
Illustrative only. Actual reserve composition, market cap and audit status are whatever the issuers' official pages and latest reports say.
Answer a few questions about how you'll use it (trading / long-term holding / cross-border / earning) and get a steadier choice — no coin picks, just help avoiding pitfalls.
Open tool →In-depth · reserves / depeg cases / how to protect yourself · cornerstone
New · Jul 14 Can Tether freeze your USDT? How the blacklist works →Stablecoins are not risk-free — a shortfall in an issuer's reserves, a change in regulation, or an extreme market can briefly break the peg, and a weak one can even go to zero. This site is educational and how-to only, not investment advice; always go by the official pages of Binance and each issuer.
Also: Binance's services and fee rebates are restricted or unavailable in some countries (for example the United States and Canada; the UK has limits; and others — rules change often). Before signing up, check whether Binance is available where you live and whether you meet the KYC requirements — go by Binance's official pages. Don't use a VPN or fake details to get around restrictions — that can get your account and funds frozen.